Get a clear and comprehensive picture of what the industry has to offer.

How important is it to be able to have the ability to access timely and accurate product information?

A critical element of each business is the ability to access timely and accurate information.  Saltzman Associates can give you access to comprehensive product information on a regular basis with less time spent on report production and more time for results. 

The Linked Benefit LTC Annuity & Life Products Intelligence Report provides both a high-level analysis along with detailed product level matrices.

 

About this Report

Each quarterly report provides detailed information on many of the industry’s leading linked benefit LTC products along with high-level analysis with alerts to highlights to industry changes.

Product overviews and detailed comparative matrices are included to enable your firm to better understand the competitive landscape and to contrast and compare the features, benefits and inner workings of each product.  

Annual subscribers to the report will receive periodic updates to the information provided no less frequently than once per quarter.  Additional products may also be added to the report periodically.    

Detailed Matrices that provide product level detail in the following categories:

Policy Form #
International Benefits
Product Type
Marital Discounts
Issue Ages
Non-LTC Withdrawals
Premium Min/Max                   
LTC Benefit Period - Accelerated Benefit
Interest Rate Guarantee Periods
LTC Benefit Period - Extended Benefit
Guaranteed Minimum Interest Rate
Waiting Period
Penalty Free Withdrawal
Elimination Period
Surrender Charges
Covered Benefits
Market Value Adjustment
LTC Rider Charges
Death Benefit
LTC Rider Charge Accounting
Residual Death Benefit
Optional Inflation Protection
Return of Premium
Additional charge for Inflation Protection
 LTC Benefit Pool Based LTC Benefit Description
Additional charge for Nonforfeiture
Benefit Expense Plan
Underwriting Benefit Triggers
Conformity with other contract Riders
Maximum Daily/Monthly LTC Benefit
Risk Classes
Joint Coverage Description
Loans
Nonforfeiture Benefit